The ten year anniversity of the buy to let mortgage. Page 2

Landlords now benefit from an average loan to value of 85 per cent, and rental cover now

Hot Topics

What is the difference between a Life Insurance Broker and a Life Insurance Company?: A Life Insurance Company is the organisation that actually writes your policy and covers the policy risk. It is also their name that appears on your policy documents and it is their duty to make any payouts if you make a claim.
If my life insurance policy is “Rated”, what does this mean?: If your policy is “rated” it means that the insurance company believes you represent an above average risk of a claim.
Can Life Insurance be arranged quickly?: It is dependent upon two factors: - Click here to find out more details
Complaints about a Life Insurance Company: If you want to make a complaint to a Life Insurance Company (that is the company which issues your insurance policy), you should write to their Compliance Director.

averaging 125 per cent of the mortgage payment. Although lending is available to 90 per cent and rental cover at 100 per cent.

Recent research revealed that 83 per cent of landlords plan to increase or maintain their portfolios in the next six months, showing that the appetite for investment remains. The average property portfolio has increased from three per landlord in 1996 to seven this year.

Buy-to-let lending has grown from £3.1 billion in 1999 to £24.5 billion during 2005 and the market alone is worth over £73 billion and still growing. The fragility of world stock markets and the pensions crisis has ensured that more and more investors are turning to bricks and mortar to secure their future.

Whilst the increasing student, single person and migrant population will continue to support the rental sector, growth in rented households is predicted to be around 3 per cent over the next ten years. However the downside is for first time buyers, who are often vying for similar properties as buy-to-let investors, despite government assurances of support ( life insurance quotes ) the growth in the buy to let market could well herald the decline of the first-time buyer.

With rising property prices and diminishing rental yields First Mortgage Trust have designed a buy-to-let rental calculator that takes some of the guesswork out of the initial process. ( life assurance )